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Glossary·
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Open banking
Regulated APIs that let a licensed third party read a customer's bank data or initiate a payment, with the customer's explicit consent.
Why it matters
It removes the screen-scraping era: account aggregation, affordability checks, and bank-to-bank payments become supported integrations rather than fragile workarounds.
How we approach it
We integrate through established aggregators rather than bank by bank, design consent and renewal into the product flow, and handle the reality that bank APIs differ in uptime and data quality.
