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Glossary·
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Definition

Acquiring

The bank-side service that lets a business accept card payments: the acquirer receives the transaction, settles the funds, and carries the risk on the merchant's behalf.

Why it matters

Your acquirer decides approval rates, settlement timing, and what reserve is held against you — commercial terms that affect revenue more than most product features.

How we approach it

We build payment integrations provider-agnostic, so a second acquirer can be added for redundancy or better rates without rewriting checkout, and we reconcile settlements against orders automatically.

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